
To
Have and To hold Clause
The
"to have and to hold" clause, also known as the Habendum Clause, defines
or limits the quantity of the estate granted in the deed. Declares whether
the type of ownership conveyed is fee simple, a life estate, or something
different.
Toe
of Weld
The
point in a weld where the weld metal meets the metal being joined.
Toenailing
Driving
nails into the base of a framing member at an angle.
Toggle
Bolt
A
fastener typically used when attaching a heavy object to gypsum wallboard
where there is no stud available for support (i.e. installing a shelf).
A collapsible nut is installed into a pre-drilled hole. When the bolt is
attached the nut expands and pulls tight against the back of the wallboard,
providing extra support.
Toggle
Switch
An
electrical switch activated by moving a small lever. Normal household wall
switches are toggle switches.
Toilet
Seal
Gasket
that seals the joint between the bottom of the toilet and the drain piping
to prevent water leakage or escape of sewer gasses.
Ton
1.
Weight measurement equal to 2,000 pounds (U.S. short ton) or 2,240 pounds
(U.K. long ton).
2.
Measurement of air conditioning capacity representing the removal of 12,000
Btu of heat per hour.
Tongs
Long
hinged tool used for gripping objects.
Tongue
Projecting
piece of an object that is designed to fit into a groove in another. see
tongue and groove.
Tongue
and Groove
Also
called dressed and matched, these pieces of wood are made with a tongue
milled in one edge and a groove milled into the other so that the tongue
of one board fits into the groove on the next one.
Tool
Steel
High
carbon steel used for making cutting tools.
Tooled
Joint
A
masonry joint where the mortar has been worked with a tool to create a
finish effect.
Tooling
Shaping
a masonry joint with a special tool to create a desired look. see tooled
joint.
Tooth
1.
A point on the cutting edge of a saw.
2.
The ability of paint primer to bond with a surface.
Top
Coat
The
final coat of material applied to a surface. Typically applies to paint
or varnish.
Top
Plate
The
top horizontal member in a framed wall, installed over the studs.
Top
Producer
Term
used in the real estate community, which refers to agents and brokers who
sell a high volume of properties.
Top
Rail
1.
The highest horizontal rail on a fence.
2.
The highest horizontal section of a panel door.
Top
Soil
Top
layer of soil, which is removed when lots are graded to prepare for excavation
prior to construction. After grading the land, the topsoil is replaced.
Topographic
Map
A
map with contours showing changes in elevation.
Topographic
Symbols
Symbols
and markings used to represent terrain features on a topographic map.
Topography
Art
of mapping the physical features of a region. The topography describes
the characteristics of an area, such as its contours, flatness, mountainous,
etc.
Torch
Various
type of heating tools using combustible fuel as a power source.
Torch
Soldering
A
method of soldering using a torch to provide the heat.
Torpedo
Level
A
small pocket level.
Torque
Force
exerted in rotation.
Torque
Wrench
A
wrench that allows measurement of the rotating force applied to a fastener.
Torrens
System
A
title registration system used in some states. Named after Sir Robert Torrens,
a British administrator of Australia, this system allows the condition
of the title to be discovered without resorting to a title search.
Torsion
Twisting
force.
Tort
A
wrongful act that is neither a crime nor a breach of contract, but that
renders the perpetrator liable to the victim for damages.
Tortfeasor
One
who has committed a tort. A tort is a civil wrong (not a criminal act)
that occurs as a result of a breach of legal duty owed to someone, e.g.,
negligence. A tort does not arise from a breach of contract.
Tort
Liability
Legal
obligation stemming from a civil wrong or injury for which a court remedy
is justified. A tort liability arises because of a combination of a direct
violation of a person's rights, the transgression of a public obligation
causing damage or a private wrongdoing.
Total
Expense Ratio
Percentage
of monthly debt obligations relative to gross monthly income.
Total
Lender Fees
Fees
charged by the lender to obtain a loan.
Total
Loan Amount
Amount
of money borrowed plus any financed closing costs.
Total
Monthly Housing Costs
Total
costs made up of principal, interest, property taxes and insurances.
Total
Paid at Closing
All
closing costs, which also include the down payment, and any prepaid fees.
Additionally, two months worth of housing expenses may be required.
Total
Return
Return
earned on an investment over a given time period. It includes two basic
components- the current yield, such as rental income and capital gains,
or losses in property values. It is typically stated as an annual percentage.
Total
Rise
1.
The vertical distance between floors, used to correctly size a staircase.
2.
The vertical distance from the top plate of the wall to the ridge. see
roof rise.
Total
Run
1.
The horizontal distance of a staircase.
2.
The horizontal distance from the exterior wall to the ridge of a roof.
see roof run.
Touch
Up
Minor
repairs and finishes.
Tower
A
tall structure. Generally, a tower is higher than it is wide.
Tower
Crane
A
crane with the boom on a tower, used for hoisting materials during high-rise
construction.
Townhouse
A
dwelling unit, generally having two or more floors plus a garage and is
attached to other similar units via party walls. Such dwellings are typically
found in condominiums and cooperatives or as part of a planned unit development.
Township
Six-mile
by six-mile square area of land delineated by Government Rectangular Survey.
Township
Lines
Lines
determined by a government rectangular survey laying out a standard six-mile
square area of land.
Toxic
Poisonous.
T-Plate
A
T-shaped metal brace used to support perpendicular lumber joints.
TPRV
Temperature/pressure
relief valve which releases built-up energy in a tank at a certain temperature
or pressure.
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